Colleganza Partners Ltd is in build phase. Public launch expected 2027. This site describes our intended product; applications are not yet being accepted.
Colleganza Partners
Ancient Wisdom · Modern Growth Capital · Shared Outcomes

Early Access · By Invitation

Colleganza is not yet publicly live. We are currently onboarding a select group of businesses ahead of our full launch. If you have received an invitation, you are in the right place.

This website is a working draft for private circulation. It does not constitute a public offer. Colleganza Partners Ltd · Co. No. 17035326 · Registered in England & Wales

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Revenue Linked Growth Capital for UK SMEs

We invest against
what you earn.
Not what you own.

Colleganza Partners is building a technology platform to support UK SMEs with performance-aligned growth solutions. You keep 100% ownership of your business. No collateral. No fixed repayments.
No Collateral No Fixed Repayments You Keep 100% Ownership £10,000 to £150,000 Facilities

If banks say no
and VCs want too much,
there is a third path.

Colleganza provides growth capital to businesses that are profitable and growing, but don't fit the rigid moulds of traditional lenders or venture capital.

✕
Banks want collateral, fixed repayments, and years of history. Most growing SMEs don't qualify.
✕
VCs want equity, hyper-growth and board control. Most profitable businesses won't give that up.
✓
Colleganza looks at what you earn. Cash Flow & Data is the collateral.
What is Colleganza?

Revenue-Based
SME Finance.

We provide SMEs with growth funding that repays automatically as a percentage of their revenue. Fixed fee — agreed upfront, no compounding interest, no hidden costs.

"We succeed only when you succeed."

Kulbir Arora, Founder

Watch: How Colleganza Works · 2 min
Sectors we serve

Built for businesses
with recurring revenue.

If your business generates consistent, trackable revenue — we want to hear from you. We finance growth, not survival.

🏫

Education & Childcare

Term-based, subscription or session-based income businesses.

Nurseries & childcare · After-school clubs · Private training centres · Online coaching & course creators · Subscription education platforms · Children's activity franchises · Tutoring franchises
🏢

Franchised & Multi-site Operators

Proven franchise models with standardised revenue and multi-location operations.

Food & beverage franchises · Domestic cleaning franchises · Property maintenance franchises · Home care franchises · Specialist retail chains · Children's-based franchises
🏥

Healthcare & Wellbeing

Businesses with predictable patient or client revenue and regular appointment cycles.

Dental clinics · GP & private clinics · Care services (non-clinical included) · Fitness studios & gyms · Physiotherapy & allied health
🍽️

Hospitality

Operators with consistent trading history and card payment data.

Restaurants & cafés · Pubs & bars · Franchise food operators · Independent QSR & regional chains · Coffee chains · Dessert café concepts
📱

Marketing-Driven SMEs

Digitally native businesses with trackable, data-rich revenue streams.

E-commerce & D2C brands · Amazon FBA, eBay, Etsy & Shopify sellers · Niche product brands · Performance marketing agencies · Social media agencies
🧹

Personal Services

High-frequency, repeat-use service businesses with strong recurring demand.

Cleaning companies · Pest control · Pet grooming services
🛍️

Retail

Essential and convenience retail with consistent footfall and card transaction data.

Convenience stores · Off-licences · Newsagents & Post Offices · Auto services · Phone repair shops · Print & signage shops · Laundry & dry-cleaning
💻

SaaS & Digital

Software businesses with monthly or annual recurring subscription revenue.

B2B SaaS · Subscription platforms · Digital tools & marketplaces
✨

Wellness

Service businesses with loyal, repeat client bases and appointment-led revenue.

Barbershops · Hair salons (independent & premium) · Skin & beauty clinics · Nail salons · Massage & reflexology · IV therapy & recovery lounges · Tanning salons · Spas & wellness retreats
The Platform · In Development

Built for how
SMEs actually work.

Screenshots below are illustrative concept designs. The platform is not yet operational — public launch expected 2027.

Dashboard
£42kFacility
£18kOutstanding
63%Repaid
StatusActive
Revenue share8.5%
This month collected£3,240
Est. completion4 months
Application
Step 2 of 4
Monthly revenue£38,400
Avg. 6-month£35,200
Bank connectedYes
Capital requested£50,000
Indicative offerQualifying
Revenue Tracking
↑ 12%vs last month
On trackRepayment
Jan revenue£34,100
Feb revenue£36,800
Mar revenue£38,400
Collection rate8.5% of revenue
Your Offer
£50,000
Growth Capital Offer
Fixed fee£12,500 (25%)
Total to repay£62,500
Revenue share8.5% monthly
Est. term12–15 months
No early repayment penalty

Full visibility.
Zero surprises.

Your Colleganza dashboard shows exactly what you've drawn, what you've repaid and what's outstanding at all times. No confusing statements, no hidden charges appearing mid-term.

✓ Apply and track entirely online
✓ Connect your bank or POS data in minutes
✓ Real-time repayment tracking
✓ Fixed fee agreed upfront — nothing changes
✓ Support from a team that knows SMEs

Screenshots show illustrative platform interface. Actual platform may differ as development continues.

Eligibility

Do you qualify?

We work with established, profitable SMEs that have real recurring revenue. Growth capital only — not for cashflow emergencies.

We look for

12+ months of documented, recurring revenue

Profitable operations — growth capital only, not survival capital

UK-registered limited company

Willing to connect accounting, POS or bank data for assessment

Capital for revenue-generating activity: hiring, equipment, marketing, expansion

Get in touch →
How we compare

Why Colleganza?

Feature
Bank loan
VC equity
Colleganza
No equity dilution✗✗✓
No hard collateral✗N/A✓
Flexible repayments✗N/ARevenue-linked
Fast decisionsWeeksMonthsDays
Asset-light businesses✗Partial✓
Fixed fee, no compounding✗N/A✓
Get in touch

Contact.

Colleganza is in build phase and not yet accepting applications. For general enquiries, please contact us directly.

General enquiries

[email protected]

Colleganza Partners Ltd · Company No. 17035326
Registered Office: 45 Albemarle Street, London W1S 4JL

Important Notice: This website is a working draft for private circulation only. Colleganza Partners Ltd is in build phase and does not currently accept applications, receive client money, or offer any financial product. Nothing on this website constitutes a financial promotion, a public offer, or investment, legal or tax advice. Colleganza Partners Ltd · Company No. 17035326 · Registered in England and Wales · Registered Office: 45 Albemarle Street, London W1S 4JL · © Colleganza Partners Ltd 2026. All rights reserved.